Privacy Policy

1. Information we collect

• Account details you provide: name, email, and password. Optional profile fields you may add later include phone number, date of birth, gender, location, language, and an avatar.
• Financial data you enter: transactions, amounts, categories, wallets, budgets, notes, and any receipt photos you attach.
• Payment information needed to process subscriptions, handled by our payment provider (see Section 4).
• Technical data such as app version, device type, and anonymous diagnostics used to keep the app reliable.

2. How we use your information

We use your information to provide the core app, back up and sync your data across your devices, generate your reports and budget alerts, process subscription payments, send service messages (like email verification and password resets), and keep the service secure. We do not use your financial data for advertising.

3. Working offline & cloud sync

Bojety is offline-first: your data is stored on your device and is fully usable without a connection. When cloud sync is enabled, your data is securely transmitted to and stored on our servers so it can be backed up and made available on your other devices. You can turn sync off at any time in Settings.

4. Payments

Subscription payments are processed through our payment partner, Fapshi, via Mobile Money (MTN and Orange). We share the minimum information required to complete a payment, such as your phone number and the amount. We do not store full payment credentials on our servers.

5. Sharing your information

We share data only in these limited cases:

• Shared accounts: if you invite collaborators, the people you add can view account data according to the permission you set.
• Service providers: trusted partners who host our servers, deliver email, store receipt images, and process payments, acting only on our instructions.
• Legal reasons: when required by law or to protect the safety and rights of our users.

6. Data retention & deletion

We keep your data for as long as your account is active. You can delete your account or specific data at any time:

Deletion requests are completed within 30 days. We may retain limited records (such as billing records) where required by law; these are not used to re-identify you.

7. Your rights

You can access and update your profile in the app, export your data (Premium), control cloud sync, and request deletion. To exercise any right, contact us at hi@bojety.com.

8. Security

We protect your data with encryption in transit, access controls, and secure storage of authentication tokens. No system is perfectly secure, but we work continuously to safeguard your information.

9. Children

Bojety has no minimum age — younger users can track their own income and spending just like anyone else. If a child or teen uses Bojety, we recommend a parent or guardian helps set up the account and stays involved, since the app stores real financial information.

10. Changes to this policy

We may update this policy from time to time. We'll post the new version here and update the date above. Significant changes will be communicated in the app.